Request #578 From Rachael

It’s a children’s chapter book (probably aimed at 4th-6th grade) about a girl living in (I think) upstate New York (definitely somewhere in the northeast) who discovers that the old house she’s living in is haunted by the ghost of a girl around her same age who died after falling in a frozen pond on the property. The whole thing was set in the winter and there was a lot of Victorian Christmas imagery. My memory is fuzzy around the plot but I remember something to do with a red velvet Christmas dress, I think the ghost girl was wearing it when she drowned? I also think the protagonist may have fallen in the same pond after a sledding accident and was potentially saved after seeing the girl in the red dress? That part I may be conflating with something else but I definitely remember the dress being worn by someone in peril in the frozen pond.